How Long do Employers Need to Keep Payroll Records?
Under U.S. federal law, employers must keep the payroll records of their employees or former...
Top Misconceptions about Long Term Care Insurance
In conversations with HR professionals and benefit brokers, we find that the topic of long-term...
The Effects of Not Having Health Insurance on Personal Finances
Insurance has become the method by which most Americans have their health-care costs paid. By...
What Employers Need to Know about the Senate Proposed Healthcare Bill
On June 22, 2017, the United States Senate released a "Discussion Draft" of the...
A Country Polarized? Make Sure Your Office Isn’t
One of the latest things trending right now in business is the importance of office culture. When...
Why Do I Need Another Life Insurance Policy?
One of the perks of having a full-time job with a good company is the benefits package that comes...
What Qualifying Events Trigger COBRA?
The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) requires employers to offer...
Senate Releases Health Care Proposal
This morning, Senate Republicans released their proposal to repeal and replace the Affordable Care...
AHCA and the Preexisting Conditions Debate—What Employers Can Do During Uncertainty
Preexisting conditions. While it’s no doubt this term has been a hot topic in recent...
Small Employers Lead the Way in Funding HSAs
The average employer contribution to an HSA is $474 for a single employee (down 3.5 percent from...
What Happens to Coverage When Employees Reduce Their Hours?
The Section 125 cafeteria plan regulations and the Patient Protection and Affordable Care Act (ACA)...