Week of October 10 2025 - SSG Insights

Key Drivers of 2026 Health Care Cost Increases

Health care costs have been growing at an alarming rate in recent years, and they’re not slowing down. As such, surveys project that health care costs in the United States are likely to increase by 6.5% to, in many cases, as much as over 10% in 2026. This SSG Insight highlights key factors that will impact rising health care costs in 2026.

Strengthening Culture Through Timely Appreciation

Recognition is one of the most cost-effective tools for shaping workplace culture, yet it is often overlooked. When it’s missing or delayed, employees don’t just feel unappreciated; they also feel disrespected. They disengage, lose motivation, and eventually walk out the door.

How the Government Shutdown Could Impact Employers

On Oct. 1, 2025, the U.S. federal government shut down after congressional leaders failed to reach an agreement on a short-term funding deal. A shutdown can have far-reaching impacts for employers, potentially affecting various aspects of their operations. This SSG Insight outlines federal agencies and groups impacted by the shutdown and how their limitations could affect employers across the country.

Adapting to the Change in Seasons

The shift from summer to fall can be refreshing but may also disrupt your routine. As daylight hours shrink, many people notice changes in energy, mood, and motivation, often tied to reduced sunlight and colder weather. Symptoms can range from mild fatigue to deeper sadness, but small adjustments to your routine can help ease the transition and safeguard your well-being.