2025 Mid Year Benefits Trends

Employer-sponsored benefits have been undergoing rapid and complex transformation. Whether due to the ripple effects of global trade policies or the accelerating adoption of artificial intelligence (AI), employers are navigating a benefits environment shaped by economic uncertainty, political shifts and medical innovation. At the same time, employees are facing mounting pressures—including rising health care costs and growing mental and financial strain—prompting organizations to rethink how they support workforce well-being.

Understanding the latest benefits trends can help employers evaluate their offerings to best meet employee needs, respond effectively to their challenges and gain a competitive edge over competitors.

This SSG Insight explores the latest benefit trends to watch in the second half of 2025, discussing how they will likely impact employers and exploring how savvy organizations can address them.

Continue reading to learn more about:

• Specialty Drug Markets Continue to Expand
• The One Big Beautiful Bill Act Includes Changes for Employee Benefits
• Economic Uncertainty Takes a Toll on Workers’ Financial and Mental Well-Being
• PBMs and Price Transparency Continue to Face Reform Debate
• How AI Is Changing Benefits
• Implications of Tariffs on Health Care and Employer-sponsored Coverage
• Rising Health Care Costs and 2026 Predictions

For help understanding and strategically managing your benefit's plan, contact an SSG Advisor.