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SSG Insights | Week of August 5, 2022


The Play-or-Pay Penalty and Counting Employees Under the ACA

Since 2015, the Affordable Care Act (ACA) has required applicable large employers (ALEs) to offer their full-time employees health coverage or pay one of two shared responsibility penalties (ESRP or "play-or-pay"). An employer is an ALE if it employs 50 or more full-time or full-time equivalent employees. Download this comprehensive guide that provides guidance to help employers determine if they are ALEs and what they must do to avoid penalties.

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Positive Self-Affirmations: You Are What You Think

Positive self-affirmations are powerful. This self-care technique consists of repeating short positive statements to yourself to encourage uplifting thoughts and attitudes. Research shows that speaking kindly to yourself can decrease stress, improve problem-solving skills, and build your confidence. If you're seeking tips for identifying a positive affirmation that will "stick", continue reading this insight.

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Proposed Rules Under ACA Section 1557 to Clarify Scope of Discrimination Protections

The HHS has announced a proposed rule (Proposed Rule) implementing Section 1557 of the Affordable Care Act (ACA) that prohibits discrimination on the basis of race, color, national origin, sex, age, and disability in certain health programs and activities. Continue reading to learn what is likely to be required by as soon as later this year.

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